Rate cut? Small savings schemes can still fetch you high returns

Even if interest rates go down, small savings may continue to offer better returns than fixed deposits, explains Adhil Shetty. The government is soon likely to rationalise interest rates on......

No rate cut is good news for depositors

Use this window to lock into bank FDs; unless govt cuts small savings rates, banks may not cut deposit rates Depositors who have been fretting over lower returns from their bank fixed deposits......

Why govt employees hate the National Pension System

NPS still has critics despite being in business for a decade and mopping Rs 24,000 crore as of 2013-14. The 7th central pay commission (CPC) was not supposed to look into the National Pension......

Loans from SBI, ICICI Bank to be cheaper

Within couple of hours of rate cut by the Reserve Bank, country's largest lender SBI slashed its lending rate by 0.40 per cent, while the largest private sector lender ICICI Bank hinted at cutting......