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Banks Caught In A Trap

The cost of deposits is on the rise, but banks can't raise interest rate on close to 60% of their loan books, points out Tamal Bandyopadhyay. Illustration: Uttam Ghosh/Rediff.com The earnings......

Home loans get costlier as banks hike rates

A day after the Reserve Bank of India's monetary-tightening measures, banks began raising interest rates, effecting the hike for the second time in a month.Home loans just got costlier with the......

New Interest Regime: Both Customers And Banks To Feel Pain

Shifting to floating rate deposits can work as an anaesthetic gel for some customers, points out Tamal Bandyopadhyay. IMAGE: The scene inside a bank. Kindly note the image has been posted only for......

Sub-PLR rates may go up: RBI

RBI deputy governor K C Chakrabarty said on Friday that banks' lending rates to certain segments like short-term corporate loans could go up owing to the mis-pricing, but felt that overall rates......

Sub-PLR loans back in vogue

Banks may not be reducing their prime lending rates, but they are selectively lowering interest rates for specific segments and certain clients. So, sub-PLR loans, which had vanished from the......

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The Bharatiya Janata Party was on Thursday poised for a landslide victory in Gujarat to retain...
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