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Banks Caught In A Trap

The cost of deposits is on the rise, but banks can't raise interest rate on close to 60% of their loan books, points out Tamal Bandyopadhyay. Illustration: Uttam Ghosh/Rediff.com The earnings......

What are sub-PLR loans?

If you are in any kind of business and frequently take loans from banks to fulfil your financial needs, you may have come across terms such as BPLR or Sub-PLR. Even if you are not a businessman,......

Banks divided over RBI's benchmark PLR move

Banks are divided over the Reserve Bank of India's move to evolve a benchmark prime lending rate, saying it may not be feasible to smaller financially sound banks and the rate should be pegged to......

Sub-PLR loans back in vogue

Banks may not be reducing their prime lending rates, but they are selectively lowering interest rates for specific segments and certain clients. So, sub-PLR loans, which had vanished from the......

Govt may reduce PLR for small-scale industry

The ministry of small-scale industries, in consultation with the Reserve Bank of India, was considering reducing prime lending rate (PLR) for the small-scale industry, especially the unorganised......

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