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Manojit Saha

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'High real repo rate can have adverse effects on demand as well as supply'

 'The real repo rate is very high in terms of core inflation.' IMAGE: A worker arranges cauliflowers at a vegetable market. Photograph: ANI Photo Ashima Goyal, emeritus professor, Indira Gandhi......

'No Hurry To Convert To Universal Bank'

 'Have a long way to go even as a small finance bank, both in terms of size, and in terms of fulfilling our aspirations for financial inclusion.' IMAGE: Text. Photograph: Kind courtesy Suryoday......

'MSMEs, mid-corporate will be focus for loan growth'

 'As these segments are growing at 25 per cent for the last three years, credit quality has been extremely good.' At a time when most lenders are focusing on growing their retail loan portfolio,......

'Our unsecured loan portfolio is better than secured'

 'Our unsecured loan is not exactly unsecured. It is backed by cash flow of customers.' Illustration: Dominic Xavier/Rediff.com IDFC First Bank is planning to grow the advances by 20 per cent and......

'NPA recoveries has helped to reduce credit cost'

 'For the first time ever it has come below 1 per cent, at 0.97 per cent.' Photograph: Shailesh Andrade/Reuters Canara Bank will not sacrifice margins for growth and it will be conscious about the......

Ranji round-up: Mumbai eye victory vs Punjab, Delhi struggle

 Defending champions Mumbai look firm favourites to record their second outright victory against Punjab in a group A league match of the Ranji Trophy in Chandigarh, on Saturday.Chasing a tough......

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