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Icici Bank Home Overdraft

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SBI cuts home loan rates to lowest in 6 years

ICICI Bank is offering the salaried having an account with it, credit from Rs 500,000 going up to Rs 1 crore against property owned by them To cash in on the festive fervour, banks including State......

How banks disburse home loans

I am buying a Rs 25-lakh flat. For a 20-year loan, most banks are willing to lend me around Rs 20 lakh. My annual income is Rs 5 lakh. But I need more money as there is stamp duty and registration......

SBI surges ahead with smart rate cuts

The home loan battle is getting warmer. With improving liquidity conditions, both private and public sector banks are now cutting rates to attract customers. For instance, private sector players......

Rule your bank, or it will rule you

If poet Horace had been alive today, he might have written: "Rule your bank, or it will rule you." Most of us pay tidy sums to our banks as interest and fees even when most of it is avoidable.......

The lure of the EMI

India Inc is on a roll. Corporations are restructuring, cutting flab, improving productivity and even planning fresh investments. Financial intermediaries are reinventing themselves. With companies......

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