How to deal with different scores from credit bureaus

If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy With four credit information bureaus functioning in the country, there are chances that you may......

How best to protect your identity from thieves

Documents such as PAN card, Aadhaar card and I-T return papers, which are used for KYC, can get leaked from a number of sources, says Sanjay Kumar Singh, including the local xerox shop. Recently,......

Improve your credit score before applying for a home loan

If it doesn't meet a bank's cut-off limit, you could be denied a loan. Here are ways to improve this vital number. Before you apply for a big-ticket loan such as buying a house, get your credit......

At 9.3 mn, a third of MFI borrowers are defaulters

Almost one in every three borrowers did not repay loans to microfinance companies since the industry plunged into a crisis in October 2010.In absolute terms, close to 9.2 million customers (almost......