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Experian Credit Information Company Of India

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Are PSBs mispriced stocks or value trap?

Reports suggest state-owned banks have lapped up Rs 40,000 crore, so far, using both bonds and equity instruments. The question, though, is whether there will be a perceptional change for PSB......

How best to protect your identity from thieves

Documents such as PAN card, Aadhaar card and I-T return papers, which are used for KYC, can get leaked from a number of sources, says Sanjay Kumar Singh, including the local xerox shop. Recently,......

How to deal with different scores from credit bureaus

If variation is over 50 points, write to the bank and bureau immediately to correct the discrepancy With four credit information bureaus functioning in the country, there are chances that you may......

Fraud claims leave life insurers in a fix

Section 45, which says no claim can be rejected after three years of a policy being in force, remains a bone of contention Life insurance companies are in a fix over the provision of claims, being......

Just how bad are the bad loans?

  Only a fraction of defaulting loans is reported to central databases; what is made available for public scrutiny would be even less How much ‘bad loans’ are banks stuck with?......

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