Borrowers, be prepared to pay for the Nirav Modi scam!

'The RBI can make a change in EMI the default option, when interest rates rise or fall, rather than a change in the loan tenure,' says Harsh Roongta.Illustration: Uttam Ghosh/Rediff.com It seems......

Going for a fancy home loan scheme? Read this

Look at effective interest rate on home loan offers. Availing of ICICI Bank's cashback offer will mean you lose the flexibility to switch or prepay the loan, reports Sanjay Kumar Singh.......

Saddled with unsolicited loans, cards? Here's help!

In case of dispute, don’t suspend payments to banks because it will reflect badly on your credit history Credit card customers often find themselves in situations in which they have been......

Jobless and burdened with an education loan?

Banks and financial institutions provide 6-12 months of additional time, beyond which you need to negotiate. You have just passed out of a good educational institution but haven’t found a......