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Andhra Mfi

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'Money lending has become prudent and conservative'

'We need to be far more careful given the fact that while this is group lending, it's essentially unsecured.' Illustration: Dominic Xavier/Rediff.com Microfinance institutions (MFIs) have become......

When will EC ban loan waiver poll promises?

Every political party loves to use the bait of loan waiver to woo the electorate.If their hearts bleed for the poor, they can always use the party funds to pay off the lenders, suggests Tamal......

'Fresh start', a big challenge facing the microfinance industry

The origin of the challenge is the so-called 'fresh start' process.Many in the MFI industry apprehend that such a law in India will encourage small unsecured borrowers to default and destroy the......

The dark side to 100% electrification of India

India has achieved 100 per cent electrical connectivity, but 100 per cent electrification remains a long-drawn task, says Shreya Jai. Photograph: Vasily Fedosenko/Reuters The first time since......

Bandhan finds that banking licence comes with challenges

From zeroing in on the best means for stake dilution to moving beyond microfinance, Bandhan navigates a tough path. Namrata Acharya reports. Photograph: Rupak De Chowdhuri/Reuters Back in 2010,......

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