Why Indian banks face a serious crisis

If the RBI had made a one per cent rate cut back in November 2014 when inflation risks had moderated, banks would have made approximately Rs 50,000 crore of treasury profits, says Janmejaya Sinha.......

How India can reform its public sector banks

Public sector banks face two key challenges - manpower and capital. Sadly, these are not on the agenda for reform, says Janmejaya Sinha. There is much discussion today on providing......

Major changes await Indian banks

The remarkable growth story of the Indian banking market is appreciated globally now. Between 2000 and 2005, the total assets of the industry grew from $265 billion to $520 billion, profits grew......

India needs bigger banks

Recently some articles have challenged the need for consolidation in the Indian state-owned banking sector. They argue that the global experience with mergers has been poor and the majority of......