Rate cuts may adversely impact bank margins

While rate cuts may increase churn between banks, these may not boost credit offtake meaningfully. A telecom moment for the banking sector” was how a banking analyst with a reputed brokerage......

CRR effect: Even as public pours in cash, banks scramble to manage liquidity

RBI on Monday conducted an unprecedented level of liquidity infusion to the tune of Rs 3.3 lakh crore, in which banks bid for as much as Rs 4.5 lakh crore. The central bank said it would conduct a......

3 reasons why RBI should opt for a rate cut

Is it not natural that bank loans should turn non-performing, with real lending rates ruling at a 20-year high in a global recession, asks Indranil Sen Gupta There are three compelling reasons for......

All about the return of the rupee

The economy is indubitably in a far better shape than on September 5, 2013, notes Indranil Sen Gupta Governor Rajan has restored credibility to the rupee by buying forex like Governors Jalan and......