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Delay in developer loan repayment hits home finance cos

 Project delays, stretched balance sheets impacting asset quality indicators of HFCs. Hit by project delays and stretched balance sheets, developer loans disbursed by housing finance companies......

Are Luxury Homes Fuelling Surge In Home Loan Growth?

 More than 58% of individual housing loans disbursed in 2023-2024 were more than 25 lakh in size. Kindly note the image has only been published for representational purposes. Photograph: Kind......

Three things that could curb bank credit growth this year

 The RBI's increase in risk weights on bank lending to non-banking financial companies and on unsecured loans has pruned credit growth in these segments. Illustration: Uttam Ghosh/Rediff.com Bank......

Multiple triggers ahead for affordable housing finance companies

 Mortgage finance remains a structural growth opportunity in India with a policy focus on affordable housing, housing shortages, low mortgage penetration, and rising incomes as drivers.......

Loan growth may drive further gains for LIC Housing

 LIC Housing Finance (LICHF) delivered a healthy FY24 with improvements in net interest margin (NIM) and credit costs and an improved return on assets of 1.7 per cent compared to an average of 1.3......

What Star Rating Does Your AC Have?

 Since 2008, the Bureau of Energy Efficiency is running a star rating programme, under which electric equipment are rated according to their efficiency. This in turn helps the consumers save......

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