Cash-to-cashless journey won't be easy

While the acceptance of cards, mobile wallets and banking apps is increasing, only 10 per cent of transactions take place through them, says Priya Nair. Image only published for representative......

Convenience, safety or discount? The dilemma of how to pay your bills

A mobile wallet may offer discounts but allows transactions of limited amounts. And, while a bank app or internet account allows larger transactions, it might be less convenient Just when you are......

Bank frauds: Limited liability for customers?

If RBI's recommendations are finalised, it will give more teeth to the existing fair practice code Kumar Karpe, chief executive officer (CEO), TechProcess Payment Services, an electronic payments......

EMIs on credit card is useful but tricky on conditions

Keep in mind interest rate, tenure and additional charges if you exceed credit card limit It is common for banks to push customers to opt for the equated monthly instalment (EMI) route for......