Closing an account
Kotak Mahindra Bank: Rs 600 (within 6 months)
HSBC: Rs 500 (within 6 months)
SBI: Rs 100 (within 1 year)
Urgent cheque issued over the counter
HSBC: Rs 50 per leaf
Payment of credit card bill in cash at branch
ICICI Bank: Rs 100
HDFC Bank: Rs 100
Duplicate statement
Standard Chartered: Rs 100
HDFC Bank: Rs 100 at the branch, Rs 50 through phone banking or ATM, Rs 30 over the Net, mobile banking, IVR
Replacement of ATM/debit card
ICICI Bank: Rs 200 per card
PNB: Rs 100 per card
PIN Regeneration Charges
PNB: Rs 25
ICICI Bank: Rs 25 (free if request through Instapin at branch or IVR customer care)
Duplicate passbook
HDFC Bank: Rs 100
ICICI Bank: Rs 100 (Rs 25 per page for updation)
Stop-payment charges
ICICI Bank: Rs 50 per cheque
HSBC: Rs 100 per request
Unarranged overdraft
HDFC Bank: Rs 100 per transaction plus 18 per cent interest per annum
Cheque returns
ICICI Bank: Rs 100 if a local cheque issued to customer is returned, Rs 300 if the cheque issued by the customer is returned and Rs 750 if the same cheque is redeposited by the customer and is returned again
The list is not exhaustive. Check your bank websites for details of charges
Also read: Shaky markets? Dos and Don'ts for you!
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