Penalty charges (per quarter)*
ICICI: Rs 750
HDFC: Rs 750
HSBC: Rs 750
Standard Chartered: Rs 750-1,500
State Bank of India (SBI): Rs 30-55
Kotak Mahindra Rs 150

Charges on transactions
Call To Customer Service (non-IVR)
HDFC: Rs 50 per call
ICICI: Rs 50 per call

Cash transactions at branch
ICICI: Rs 60 per transaction (first 3 transactions per quarter free)
HSBC: Rs 50 per transaction (first 2 transactions per quarter free)

Dormant account
SBI: Rs 30-50 per quarter
Standard Chartered: Rs 1,000 a year

Inoperative account
SBI: Rs 150 per quarter
HSBC: Rs 150 per quarter

Cheque charges
ICICI: Rs 5 per leaf SBI: Rs 2.50 per leaf

* Charges for regular savings a/c for urban customers

Also read: Does Capitalism have a future?

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