2. Pay up, get a guaranteed loan or credit card
You have to hand it to these scamsters; they are great students of human nature. And the biggest problem most of us mortal souls face is money.
Even as we juggle to satisfy our needs -- it could be that additional night out at an expensive new joint or the desire to buy an iPhone -- we just never seem to have enough money.
So, if someone promises you a 'pre-approved' loan or a credit card if you pay a small fee upfront, how can you not grab the offer?
You wouldn't actually, if you stopped to think for a moment. Why would you randomly be offered a pre-approved loan without a creditworthiness check? After all, the banks would like their money returned with interest, so they would like to know if you have the capacity to pay them back.
A credit card begs the same question -- why would any bank give you one without checking if you are capable of paying the bill every month? And why would they charge you a fee upfront?
Remedy: Pause to think; you'll automatically hit the delete button.
Also read: The classy new Hyderabad international airport
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