New UPI Rules: Important Changes From January 1, 2025

From next year all UPI transactions will have new limits, features, and more.

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Increased Transaction Limits  

The National Payments Corporation of India (NPCI) has implemented a significant enhancement to the UPI 123Pay transaction limit, increasing it from ₹5,000 to ₹10,000.

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Closure of Inactive Accounts

To fortify security and optimise system performance, inactive UPI accounts will undergo a mandatory closure process, commencing January 1, 2025.

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Paperless KYC For SIM Cards

The Department of Telecommunications (DoT) has initiated a transformative initiative by implementing paperless Know Your Customer (KYC) procedures for the issuance of new SIM cards.

 

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Revised Airport Lounge Access Policy

Complimentary airport lounge access will be granted to RuPay credit cardholders based on a tiered spending threshold, thereby introducing a structured framework for this exclusive benefit.

 

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Exchange For Full-KYC PPIs

Users now possess the capability to seamlessly connect their Prepaid Payment Instruments (PPIs), encompassing wallets, to any UPI application.

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