This is the card for those who have difficulty in getting a credit card due to their low credit score or for the first time users.

This is a secured credit card which offers you a number of features, while also giving you the opportunity to improve your CIBIL score.

The annual fee on this credit card is nil.

Apart from this you can get many cash back features for movie ticket, restaurants and other shopping centres. It also offers you waiver on fuel surcharge.

The interest charge is 2.49 per cent monthly and 29.88 per cent yearly on dues.

This credit card is for those who love to watch movies and like the convenience of paying their bills online, while also getting 5 per cent cash back on their transactions.

This Citi Bank credit card is fairly easy to apply.

It offers you flat five per cent cash back on all your online bill payments as well as booking of movie tickets.

Apart from that you also get cash back of 0.5 per cent on every other transaction that you do with this credit card.

The annual fee for this card is Rs 500. The card can be used internationally, too.

HDFC Solitaire credit card offers a number of advantages that makes it perfect for today’s progressive women.

The card provides you exciting reward points on grocery and restaurant bills, wherein hundred reward points equal to Rs 40.

With each spend of Rs 150 you get 3 reward points.

The annual fee for the card is Rs 500.

If you spend Rs 10,000 or more within the first three months, the annual fee will be waived off.

If you love to shop online, then HDFC Moneyback card is for you.

The credit card offers you reward points on every online purchase. 100 reward points is equal to Rs 40.

On every Rs 150 spent, you get two reward points on retail purchases. On online purchases the reward points earned is 6.

The annual fee for this credit card is Rs 500, which can be waived off by using the card for a purchase of Rs 10,000 or more within the first ninety days.