Regularly monitor your account for any suspicious activity. Keep your devices updated with the latest security patches to prevent vulnerabilities. Ensure the physical wallet you use is stored securely to avoid loss or theft.

'Asset allocation should change only if your goals, life situation, or risk profile have changed.'

Link your UPI app to a separate bank account or wallet that has only a limited sum.

'Investors may have made money in mid and smallcaps due to market momentum, but now they need to focus on fundamentals.'

Only investors with knowledge of cryptocurrencies, long-term conviction, and a long horizon should invest in this asset class.

'They take care of the problem: How can I ensure my child's education and other goals are not compromised, even if I am not around?'

'Investors with foreign currency-denominated goals, such as foreign education or foreign travel, should go for US equity funds.'

'Assess the property in terms of type, size, location and price point, and whether it fits into your budget.' 'If it checks out on these fronts, one may consider the accompanying offers.'

'When interest rates rise, the NAVs of these funds will fall.' However, they won't fall as much as longer-duration funds.

For those looking for more affordable options, purchasing an under-construction property could be a smart move, as these generally cost less than ready-to-move-in properties.

Investors need to carefully assess country-specific risks. 'This is especially true of a market that is less transparent than the US.'

'Many do not have robust business models, and their prospects of survival and long-term growth are poor.'

IPOs inherently carry more risks than stocks that have been listed on the exchanges for some time.

Adopting overly aggressive strategies without considering risk could lead to significant losses during the next downturn.

Consider a combination of a base policy and a super top-up policy.

'In phases when smaller stocks do well, an equal-weight index performs better than its market cap-weighted peer.'

If the cashless request is denied, the entire cost may need to be paid for planned treatments.

By taking the mutual fund route, investors can take exposure to gilts with small amounts. Over a decade or more, returns from these funds tend to be sound.

Long-term investors should never stop their SIPs during market corrections.

LTA can be claimed only for domestic travel and is available for two journeys within a block of four years.