And why Diwali is a great time to do so

Rajiv Raj tells you about some easy financing options to deck up your home

Making purchases on your credit card can turn out to be a better idea. Here's why.

There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj

Let the festivities and celebrations begin; get yourself a credit card this Onam. Shop with it, earn reward points, make your family happy but remember to never go overboard or miss your payments, says Rajiv Raj

Sacrifice these common misconceptions to improve your credit score this Eid

While you are busy making modaks and cleaning the house to welcome Ganesh, here's what you can learn from the Lord of Wisdom about money, says Rajiv Raj

Making an informed choice will help you save money and some hassles too.

You can gift your sister a Women Special Credit Card, which is not only loaded with exciting rewards for women, but they are also your sister's first step towards a better credit management.

The advice your mother gave you about choosing your friends wisely got a whole new meaning with lenders looking at your social media posts

Understand the finer points before signing on the dotted line as a guarantor

Do you know that your application can get rejected on account of a not so perfect CIBIL score?

You may think that teenagers and credit cards are a recipe for disaster but before you dismiss the idea give it a second thought.

Warning: These tips are not for those who are already in a debt trap or struggling to meet expenses.

Now that you have clicked on this sensational headline do read what follows. It will not make you a millionaire in 15 days but lays a solid foundation for you becoming one.

If used without much care credit cards can become debt traps. But there are ways to use them to your advantage, says Rajiv Raj

The principles and lessons of Ramzan are not just applicable to Muslims, but contain the wisdom that can help one and all whether in life or with one's finances.

Rajiv Raj tells you why a store credit card is not a good idea, even though you are tempted with extra 'savings' of 10 per cent on your purchase or a 5 per cent cash back or a 'sign on bonus'.

There are other charges too that you need to budget for

While you go about it, please note that if it is difficult for you to keep your spending habit in check, all the benefits of getting a credit card limit increase will be pointless.