RAMALINGAM KALIRAJAN

Stories by RAMALINGAM KALIRAJAN

SIP Investing Mistakes To Avoid

SIP Investing Mistakes To Avoid

Rediff.com   3 days ago

Mutual funds are a powerful tool for building wealth, but do they work overnight? Successful investing requires discipline, patience, and a long-term vision, avers Ramalingam Kalirajan.

Is No Tax Till Rs 12.75L A Game Changer?

Is No Tax Till Rs 12.75L A Game Changer?

Rediff.com   3 Feb 2025

What does this mean for you? Ramalingam Kalirajan explains.

How To Avoid HUGE Losses In Markets

How To Avoid HUGE Losses In Markets

Rediff.com   28 Jan 2025

Don't let panic ruin your wealth. Avoiding these mistakes can save you from HUGE losses, says Ramalingam Kalirajan

SIP Your Way To Rs 5 Cr Retirement Fund

SIP Your Way To Rs 5 Cr Retirement Fund

Rediff.com   22 Jan 2025

The secret to building Rs 5 crore corpus lies in one simple decision. But the longer you wait, the more it costs you -- not just in money but in missed opportunities, says Ramalingam Kalirajan

Worried About High Home Loan EMI? MFs Can Help

Worried About High Home Loan EMI? MFs Can Help

Rediff.com   15 Jan 2025

Here's how to own your dream home without paying excessive interest on your EMIs.

How To Turn Rs 1 Lakh Into Rs 1 Crore

How To Turn Rs 1 Lakh Into Rs 1 Crore

Rediff.com   9 Jan 2025

Seems daunting? With right financial planning, patience, and commitment, this goal is entirely achievable, says Ramalingam Kalirajan. Here's how

7 Secret Tips To Maximise Your SIP Returns

7 Secret Tips To Maximise Your SIP Returns

Rediff.com   31 Dec 2024

Have you ever wondered why some people seem to achieve extraordinary wealth while others struggle to make their money work for them? The secret isn't luck -- it's strategy, says Ramalingam Kalirajan

NPS Vs PPF Vs EPF: And The Winner Is...

NPS Vs PPF Vs EPF: And The Winner Is...

Rediff.com   24 Dec 2024

Isn't the goal of retirement planning to create a balanced portfolio that aligns with your financial goals, rather than chasing returns blindly, asks Ramalingam Kalirajan

How To Make Rs 1 Cr With A Limited Period SIP

How To Make Rs 1 Cr With A Limited Period SIP

Rediff.com   17 Dec 2024

What if I told you that you only need to invest for 5 years to accumulate Rs 1 crore? Sounds unbelievable, but it's possible, asserts Ramalingam Kalirajan

COMING SOON: Withdraw EPF Money At ATMs

COMING SOON: Withdraw EPF Money At ATMs

Rediff.com   17 Dec 2024

By June 2025, financial freedom will be just an ATM away. Pleasantly surprised? But there's more, says Ramalingam Kalirajan

Bank Account Dormant? You Can Still Get Your Money

Bank Account Dormant? You Can Still Get Your Money

Rediff.com   11 Dec 2024

Ramalingam Kalirajan offers some easy steps to reactivate your accounts with banks like SBI, HDFC Bank, IDFC First Bank and PNB just so that you can start availing all the benefits linked to your account.

How To Make Rs 15 Cr From Rs 20k SIP

How To Make Rs 15 Cr From Rs 20k SIP

Rediff.com   3 Dec 2024

Unbelievable, did you say? Ramalingam Kalirajan explains the simple math.

Do You Need To Get A New PAN Card?

Do You Need To Get A New PAN Card?

Rediff.com   29 Nov 2024

First things first: For those wondering if they need to reapply, the answer is no.

How Your Income, Investments Are Taxed

How Your Income, Investments Are Taxed

Rediff.com   28 Nov 2024

Your choice between the Old and New Tax Regimes should reflect your financial strategy and investment goals, says Ramalingam Kalirajan

How To Turn 1 Cr Into 100 Cr

How To Turn 1 Cr Into 100 Cr

Rediff.com   19 Nov 2024

Let's explore three different ways to reach the Rs 100-crore mark, each taking advantage of the power of compounding, consistent investing, and some smart planning

Can Rs 10K SIP Make You Rs 3 CRORE?

Can Rs 10K SIP Make You Rs 3 CRORE?

Rediff.com   16 Oct 2024

Imagine transforming a modest Rs 10,000 monthly investment into a steady Rs 1 lakh monthly income in your retirement years. This is the power of compounding -- a strategy that rewards you for starting early and staying consistent with your investments, says Ramalingam Kalirajan.

Is NPS Vatsalya Right Choice For Your Children?

Is NPS Vatsalya Right Choice For Your Children?

Rediff.com   9 Oct 2024

From how to open an NPS Vatsalya account to knowing how this scheme compares to investing in mutual fund or in provident fund, Ramalingam Kalirajan offers a 360-degree view and the pros and cons of investing in a scheme that has the potential to secure your child's financial well-being.

NPS vs UPS: Which is Best for YOU?

NPS vs UPS: Which is Best for YOU?

Rediff.com   6 Sep 2024

Switching to the UPS could be a game-changer for your retirement planning, especially if you value guaranteed benefits and higher government contributions, observes Ramalingam Kalirajan.

Want To Have Steady Income? SWP Can Help

Want To Have Steady Income? SWP Can Help

Rediff.com   2 Sep 2024

Systematic Withdrawal Plan, or SWP, can help you achieve your financial goals. Ramalingam Kalirajan's step-by-step guide on how to effectively use an SWP.

How To Become A Crorepati: 15x15x15

How To Become A Crorepati: 15x15x15

Rediff.com   28 Aug 2024

Follow this 15 x 15 x 15 rule to become a crorepati without taking big risks. Ramalingam Kalirajan explains how