RAMALINGAM KALIRAJAN

Stories by RAMALINGAM KALIRAJAN

How Scammers Steal Your Money: 5 Red Flags To Watch Out For

How Scammers Steal Your Money: 5 Red Flags To Watch Out For

Rediff.com   1 days ago

Fraudsters read your mind, weave convincing stories, earn your trust and then vanish with people's savings. Ramalingam Kalirajan reveals five simple tricks that cons use to steal money from you.

SWP Vs FD: Why An SWP Win Hands Down

SWP Vs FD: Why An SWP Win Hands Down

Rediff.com   7 days ago

The systematic withdrawal plan stands out as a superior option, providing steady income despite market fluctuations and inflation, says Ramalingam Kalirajan.

With 7.1% Interest, Is PPF Still A Good Investment Option?

With 7.1% Interest, Is PPF Still A Good Investment Option?

Rediff.com   17 Mar 2025

The answer depends on your financial goals and risk appetite, says Certified Financial Planner Ramalingam Kalirajan, and explains why.

Want To Stop SIPs? 5 Reasons To Do So

Want To Stop SIPs? 5 Reasons To Do So

Rediff.com   10 Mar 2025

Financial success isn't about making impulsive moves -- it's about making informed choices, asserts Ramalingam Kalirajan.

SIP Investing Mistakes To Avoid

SIP Investing Mistakes To Avoid

Rediff.com   18 Feb 2025

Mutual funds are a powerful tool for building wealth, but do they work overnight? Successful investing requires discipline, patience, and a long-term vision, avers Ramalingam Kalirajan.

Is No Tax Till Rs 12.75L A Game Changer?

Is No Tax Till Rs 12.75L A Game Changer?

Rediff.com   3 Feb 2025

What does this mean for you? Ramalingam Kalirajan explains.

How To Avoid HUGE Losses In Markets

How To Avoid HUGE Losses In Markets

Rediff.com   28 Jan 2025

Don't let panic ruin your wealth. Avoiding these mistakes can save you from HUGE losses, says Ramalingam Kalirajan

SIP Your Way To Rs 5 Cr Retirement Fund

SIP Your Way To Rs 5 Cr Retirement Fund

Rediff.com   22 Jan 2025

The secret to building Rs 5 crore corpus lies in one simple decision. But the longer you wait, the more it costs you -- not just in money but in missed opportunities, says Ramalingam Kalirajan

Worried About High Home Loan EMI? MFs Can Help

Worried About High Home Loan EMI? MFs Can Help

Rediff.com   15 Jan 2025

Here's how to own your dream home without paying excessive interest on your EMIs.

How To Turn Rs 1 Lakh Into Rs 1 Crore

How To Turn Rs 1 Lakh Into Rs 1 Crore

Rediff.com   9 Jan 2025

Seems daunting? With right financial planning, patience, and commitment, this goal is entirely achievable, says Ramalingam Kalirajan. Here's how

7 Secret Tips To Maximise Your SIP Returns

7 Secret Tips To Maximise Your SIP Returns

Rediff.com   31 Dec 2024

Have you ever wondered why some people seem to achieve extraordinary wealth while others struggle to make their money work for them? The secret isn't luck -- it's strategy, says Ramalingam Kalirajan

NPS Vs PPF Vs EPF: And The Winner Is...

NPS Vs PPF Vs EPF: And The Winner Is...

Rediff.com   24 Dec 2024

Isn't the goal of retirement planning to create a balanced portfolio that aligns with your financial goals, rather than chasing returns blindly, asks Ramalingam Kalirajan

How To Make Rs 1 Cr With A Limited Period SIP

How To Make Rs 1 Cr With A Limited Period SIP

Rediff.com   17 Dec 2024

What if I told you that you only need to invest for 5 years to accumulate Rs 1 crore? Sounds unbelievable, but it's possible, asserts Ramalingam Kalirajan

COMING SOON: Withdraw EPF Money At ATMs

COMING SOON: Withdraw EPF Money At ATMs

Rediff.com   17 Dec 2024

By June 2025, financial freedom will be just an ATM away. Pleasantly surprised? But there's more, says Ramalingam Kalirajan

Bank Account Dormant? You Can Still Get Your Money

Bank Account Dormant? You Can Still Get Your Money

Rediff.com   11 Dec 2024

Ramalingam Kalirajan offers some easy steps to reactivate your accounts with banks like SBI, HDFC Bank, IDFC First Bank and PNB just so that you can start availing all the benefits linked to your account.

How To Make Rs 15 Cr From Rs 20k SIP

How To Make Rs 15 Cr From Rs 20k SIP

Rediff.com   3 Dec 2024

Unbelievable, did you say? Ramalingam Kalirajan explains the simple math.

Do You Need To Get A New PAN Card?

Do You Need To Get A New PAN Card?

Rediff.com   29 Nov 2024

First things first: For those wondering if they need to reapply, the answer is no.

How Your Income, Investments Are Taxed

How Your Income, Investments Are Taxed

Rediff.com   28 Nov 2024

Your choice between the Old and New Tax Regimes should reflect your financial strategy and investment goals, says Ramalingam Kalirajan

How To Turn 1 Cr Into 100 Cr

How To Turn 1 Cr Into 100 Cr

Rediff.com   19 Nov 2024

Let's explore three different ways to reach the Rs 100-crore mark, each taking advantage of the power of compounding, consistent investing, and some smart planning

Can Rs 10K SIP Make You Rs 3 CRORE?

Can Rs 10K SIP Make You Rs 3 CRORE?

Rediff.com   16 Oct 2024

Imagine transforming a modest Rs 10,000 monthly investment into a steady Rs 1 lakh monthly income in your retirement years. This is the power of compounding -- a strategy that rewards you for starting early and staying consistent with your investments, says Ramalingam Kalirajan.