Harshala Chandorkar, chief operating officer, CIBIL, explains your rights and duties as a responsible consumer
Follow these if you want to enjoy credit happiness and easy access to finance in the New Year by maintaining a healthy credit report and high credit score
Want to spend more this festive season on your credit card? This is what it takes...
The 'DPD' indicates how many days a payment on a respective account has been delayed. Simply put, it's trouble for the borrower
If your loan was rejected because you had just 'settled' your outstanding dues and not 'closed' it altogether, then here's how you can get this loan approved.
Before opting for a joint home loan with your parents or spouse you must first understand the implications of this loan.
A healthy CIBIL Report and a high CIBIL TransUnion Score indicates that you are managing your loans and credit relationships well and are financially savvy
It's unfair, isn't it? That good borrowers are not rewarded for their discipline and are forced to subsidise indisciplined borrowers who may pose higher credit risk...
Here's a quick glimpse into what goes into the making of a person's CIBIL TransUnion Score
Stop indulging in these before it derails your financial future
Duly paying your education loan installments on time, each month, is the best thing that could be done to maintain a good CIBIL TransUnion Score.
Before opting for a joint loan with your parents or spouse (after all, anybody who you love is your Valentine) you must first understand the implications of this loan.
Correct your friends the next time they try to scare you; offer them tips on how they can improve their credit scores if they are poor borrowers
A critical factor that can ensure easier and hassle-free access to home loans is keeping a watchful eye on your Credit Information Bureau India Ltd (CIBIL) Report and CIBIL TransUnion Score.
Gifts for loved ones, spending on yourself on impulse buying on EMIs and credit cards can leave your financial health completely stressed by the end of the year, says Harshala Chandorkar, Senior Vice President -- Consumer Relations, CIBIL
Did you know that credit cards can in fact help you to improve and build your credit score if used responsibly and wisely!