The membership fee for the co-branded card 'SBI Railway Card' is Rs 500 for the first year and the customer gets 250 free bonus railway points and a complimentary free membership to the loyal customer programme christened 'Shubh Yatra'.
"The charges on the SBI Railway Card will vary from Rs 300 to Rs 500 after in the subsequent years," Roopam Asthana, CEO, SBI Card said in New Delhi.
Asthana said the benefits under the card are much more as there will be no surcharge on buying tickets online that normally other credit cards will attract, besides it can be used as a normal credit card and earn railway points.
The travellers, who do not want credit card, can opt for Shubh Yatra scheme with a membership fee Rs 500 in the first year and Rs 300 in the subsequent years.
Shubh Yatra, applicable only for tickets booked online at www.irctc.co.in, the members get 10 per cent of their ticket fare as railway points on all AC class travel (excluding 3AC), which can be used to buy a free rail ticket after earning the required number of points.
However, the offer is riddled with conditions as the customers will get 10 per cent as points if the ticket is bought during slack season from January 15 to March 31 or from July 15 to September 15 and for the rest of the year they four per cent of fare as rail points.
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