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Home > Business > Personal Finance
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| July 31, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) Budget: What you missed Let us discuss issues which have received less attention in the media compared to turnover tax and capital gains applicability, etc., but nonetheless are equally important.
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| July 27, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) A merger of convenience Lately the mutual fund industry has been witness to a string of mergers between fund houses as well as consolidation of schemes within the same fund house.
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| July 24, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) All-purpose loan Personal loans are the best bet if you need money in a hurry. But they are an expensive option
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| July 22, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) Transaction tax: FM finally relents The proposal to impose a transaction tax on all securities at the uniform rate of 0.15 per cent has been rolled back.
MFs set to hike entry, exit loads The mutual fund industry is not so happy with the new transaction tax structure.
Ouch! This tax rule will really hurt all Thus the next time you make any purchases -- however small -- remember to note it down in a ledger because at the end of the year, individuals will have to file their annual information return furnished on a floppy.
A risk cover sans service tax The Life Insurance Corporation of India, along with the Union Bank of India, has come out with a way to circumvent the service tax issue on premiums.
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| July 19, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) How will the markets behave now? The markets are still looking for direction. In all fairness, timing markets is not an activity to be indulged in by retail investors.
How to invest systematically A systematic investment plan can certainly work to the investor's advantage over a period of time.
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| July 17, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) The new investment avenues Safe investment options for high net worth individuals have become very limited. So where do they invest now?
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| July 14, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) Mutual funds: The 6-month scorecard While picking a quality mutual fund is never easy, rising markets often make the task seem a lot easier. Exercise a greater degree of caution, because tough times can and do separate the men from the boys.
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| July 13, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) Fund of Funds = Cost of costs An FoF allows you diversification. It allows you to trim your fund portfolio to include a few FoFs rather than a whole lot of underlying funds.
Home loan: Fix your interest rate now! The fixed rate that you will be locking into will be higher than the floating rate that you are paying right now. But your downside will remain protected for the rest of your tenor.
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| July 10, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) The Budget: Retail investors' delight Dividends from equity funds would continue to be tax-free in the hands of investors those from debt funds would be taxed at 12.5% plus 2% surcharge.
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| July 03, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) Are nanotech fabrics any good? The menswear market today is flooded with shirts and trousers that are wrinkle free, stain resistant and have cooling properties. Are these good?
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| July 02, 2004 |
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| ![](http://im.rediff.com/uim/common/trans.gif) 5 things not to do with your money It is very important to be aware of what you should not do with your money. Here are five things that you must be wary of while dealing with your money.
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