There is probably a silver lining for American consumers in the ongoing economic meltdown, as a whole lot of bargain deals for houses, diamonds and even toys, among others, are up for grabs.

As US business magazine Forbes puts its, the deals being offered would not last forever as they would "evaporate" as the economy improves in the coming months.

In its list of '10 Things To Buy Before the Economy Improves', the publication has named houses, diamonds, toys, cars, laptops and women's clothing, among others.

"The deals you're seeing on everything from houses and cars to TVs [Get Quote] and furniture won't last forever. As the economy improves in coming months, they'll evaporate," Forbes said.

Other goods and services which are part of the list are vacation, 'high-dividend stocks', television and furniture.

According to the report, the reason for such deals is that there are no buyers.

"Personal savings in 2008 were nearly six times greater than in 2005, amounting to $191 billion or 1.8 per cent of the nation's disposable income.

"In 2009, annualised savings for January and February exceeded $450 billion, or more than 4 per cent of the disposable income," it noted.

About high-dividend stocks, the report noted that inflation could make it "an even better time to buy shares".

"The S&P 500 (benchmark index) is down 40 per cent from a year ago and could fall further, but for those willing to brave the market and wait, deals abound. Inflation could make it an even better time to buy," it said.

Forbes added that American government's bailouts and swelling budgets may make stocks with a history of high dividends a good option -- "they take advantage of today's low stock prices and implicitly protect investors from future inflation through regular dividend payments".

Car manufacturers are providing incentives as the auto sector is witnessing tough times in the wake of the financial turmoil.

"Buyers with good credit can get zero per cent financing on most types of cars and some cash rebates can be upward of $6,000.

"Don't rule out a used car either: the February 2009 Consumer Price Index shows a 10 per cent decrease in used car prices from a year ago," Forbes said.

The report pointed out that with fewer people buying houses, even fewer people are buying new furniture.

Also, more affordable toys are on their way for the holiday season. Attributing to the Toy Industry Association, Inc, the magazine said toy manufacturers are responding to the economic climate by developing low-cost toys.