5 Most Valuable Tips To Save Money In 2025

Take control of your finances in 2025! Follow these five secrets to saving money.

Get A Budget & Track Your Spending

Start by figuring out where your money is going. Make a budget that includes your income vs your expenses. Use apps like Mint, Personal Capital to keep track of your spending.

Set Up Automatic Savings

Make it easy to save money by setting up automatic transfers from your account to your investment accounts. This way, you’ll save a fixed amount every month and forget it is even stashed away.

Eliminate Unnecessary Expenses

Look for areas where you can spend less like:

• Subscription services (gym memberships, streaming services, etc).
• Dining out or ordering takeout and cook at home instead.
• Impulse purchases.
• Opt to remove the ad feeds from your social media accounts.

Use The 50/30/20 Rule

Divide your income into three categories:

• 50 per cent for necessary expenses (rent, utilities, groceries, etc).
• 30 per cent for discretionary spending (entertainment, hobbies, etc).
• 20 per cent for savings and debt repayment.

Are You Investing Your Money, For Pete's Sake?

Regularly put your money where you can get higher returns in future on mutual funds, land, FDs, gold etc.