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Since 2004 the number of ATMs per 100,000 adults has more than doubled, to around 22 (compared with more than 70 in rich countries), according to The Economist.
Let's take a look at how many ATMs countries in emerging markets have and how many people use mobile phone to receive money.
Source: The Economist
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Russia
ATMs per 100,000 adults: 178
Percentage of adult who use mobile phone to receive money: 2 per cent
Overall rank: 1
Russia, which has one of the biggest reserves of oil and gas in the world, has more than 170 ATMs per 100,000 adults.
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Brazil
ATMs per 100,000 adults: 122
Percentage of adult who use mobile phone to receive money: 1 per cent
Overall rank: 2
Brazil, one of the fastest growing economies in the world, is ranked second in number of ATMs.
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Turkey
ATMs per 100,000 adults: 60
Percentage of adult who use mobile phone to receive money: 2 per cent
Overall rank: 3
Turkey, one of the fastest growing economies in the world, has 60 ATMs per 100,000 adults.
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South Africa
ATMs per 100,000 adults: 57
Percentage of adult who use mobile phone to receive money: 9 per cent
Overall rank: 4
South Africa, which has one of the highest reserves of minerals, reports 9 per cent adults using mobile phone to receive money.
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China
ATMs per 100,000 adults: 32
Percentage of adult who use mobile phone to receive money: 1 per cent
Overall rank: 5
China, the fastest growing economy in the world, does not have that many ATMs.
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Indonesia
ATMs per 100,000 adults: 30
Percentage of adult who use mobile phone to receive money: 1 per cent
Overall rank: 6
Indonesia, one of the fastest growing economies in Asia, has 30 ATMs per 100,000 adults.
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The Philippines
ATMs per 100,000 adults: 23
Percentage of adult who use mobile phone to receive money: 13 per cent
Overall rank: 7
The Philippines, whose economy depends a lot on remittances, sees 13 per cent adults using mobile phone to receive money.
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Nigeria
ATMs per 100,000 adults: 20
Percentage of adult who use mobile phone to receive money: 11 per cent
Overall rank: 8
Nigeria, which has the biggest oil reserve in Africa, reports 11 per cent adults using mobile phone to receive money.
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India
ATMs per 100,000 adults: 20
Percentage of adult who use mobile phone to receive money: 2 per cent
Overall rank: 9
India, one of the fastest growing economies in the world, has 20 ATMs per 100,000 adults.
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Egypt
ATMs per 100,000 adults: 19
Percentage of adult who use mobile phone to receive money: Less than 1 per cent
Overall rank: 10
Egypt, one of the biggest economies in Africa, is growing through political turmoil.
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Kenya
ATMs per 100,000 adults: 19
Percentage of adult who use mobile phone to receive money: 67 per cent
Overall rank: 11
Kenya, which has a GDP of $41.84 billion, sees 67 per cent adults using mobile phone to receive money, the highest figure in the developing world.
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Zimbabwe
ATMs per 100,000 adults: 10
Percentage of adult who use mobile phone to receive money: 2 per cent
Overall rank: 12
Zimbabwe, which has a GDP of $5.91 billion, is growing through tough economic times due to sanctions.
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Uganda
ATMs per 100,000 adults: 10
Percentage of adult who use mobile phone to receive money: 25 per cent
Overall rank: 13
Uganda, which has large quantities of natural resources, reports 25 per cent adults using mobile phone to receive money, the second-highest figure in the developing world.
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Iraq
ATMs per 100,000 adults: 5
Percentage of adult who use mobile phone to receive money: 7 per cent
Overall rank: 14
Iraq, which has gone through wars and civil unrest, has 5 ATMs per 100,000 adults.
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Sierra Leone
ATMs per 100,000 adults: 2
Percentage of adult who use mobile phone to receive money: 2 per cent
Overall rank: 15
Sierra Leone, which has a GDP of $8.41 billion, has gone through brutal civil war and political unrest.