19 banks that have most healthy books in the world

While there are many banks in the world that are struggling to manage non-performing assets, there are some that are not overburdened by loans.

Let's take a look at some financial institutions that have healthy books.

Source: Bloomberg Visual Data

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Qatar National Bank

Headquarters: Doha, Qatar

Non-performing assets to total assets ratio: 0.9 per cent

Tier 1 capital ratio: 21.0 per cent

Overall rank: 1

Qatar National Bank, which has $104.4 billion in assets, operates in 26 countries around the world.

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Oversea-Chinese Banking

Headquarters: Singapore

Non-performing assets to total assets ratio: 0.4 per cent

Tier 1 capital ratio: 16.6 per cent

Overall rank: 2

Oversea-Chinese Banking, which has assets of more than 224 billion Singapore dollars, has 530 branches and offices in 15 nations.

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Norinchukin Bank

Headquarters: Tokyo, Japan

Non-performing assets to total assets ratio: 0.4 per cent

Tier 1 capital ratio: 18.3 per cent

Overall rank: 3

Norinchukin Bank, which was founded in 1923, has 41 offices in Japan and five other countries.

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Canadian Imperial Bank of Commerce

Headquarters: Toronto, Ontario

Non-performing assets to total assets ratio: 0.3 per cent

Tier 1 capital ratio: 13.8 per cent

Overall rank: 4

Canadian Imperial Bank of Commerce, which was founded in 1867, is fifth-largest bank by deposits in Canada.

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Royal Bank of Canada

Headquarters: Toronto, Ontario

Non-performing assets to total assets ratio: 0.1 per cent

Tier 1 capital ratio: 13.1 per cent

Overall rank: 5

Royal Bank of Canada, which was founded in 1864, is the largest financial institution in Canada.

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Credit Suisse

Headquarters: Zurich, Switzerland

Non-performing assets to total assets ratio: 0.1 per cent

Tier 1 capital ratio: 18.4 per cent

Overall rank: 6

Credit Suisse, which was founded in 1856, has around 47,400 employees around the world.

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DBS Group Holdings

Headquarters: Singapore

Non-performing assets to total assets ratio: 0.8 per cent

Tier 1 capital ratio: 14.0 per cent

Overall rank: 7

DBS Group Holdings posted record half-year earnings of 1.84 billion Singapore dollars for the first six months of 2013.

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OP-Pohjola Group

Headquarters: Helsinki, Finland

Non-performing assets to total assets ratio: 0.3 per cent

Tier 1 capital ratio: 14.1 per cent

Overall rank: 8

OP-Pohjola Group is made up of 229 independent member co-operative banks and the group's central institution, OP Bank Group Central Co-operative.

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United Overseas Bank

Headquarters: Singapore

Non-performing assets to total assets ratio: 1.1 per cent

Tier 1 capital ratio: 14.7 per cent

Overall rank: 9

United Overseas Bank, which was founded in 1935, has more than 500 offices in 19 nations.

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Hang Seng Bank

Headquarters: Hong Kong

Non-performing assets to total assets ratio: 0.1 per cent

Tier 1 capital ratio: 12.2 per cent

Overall rank: 10

Hang Seng Bank, which was founded in 1933, has 220 branches in Hong Kong.

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BOC Hong Kong (Holdings)

Headquarters: Hong Kong

Non-performing assets to total assets ratio: 0.2 per cent

Tier 1 capital ratio: 12.2 per cent

Overall rank: 11

BOC Hong Kong (Holdings), which was founded in 2001, is the parent company of Bank of China (Hong Kong) Limited.

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Bank of Nova Scotia

Headquarters: Halifax, Nova Scotia, Canada

Non-performing assets to total assets ratio: 0.5 per cent

Tier 1 capital ratio: 13.6 per cent

Overall rank: 12

Bank of Nova Scotia, which was founded in 1832, serves about 19 million customers in 55 nations across the world.

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Desjardins Group

Headquarters: Quebec, Canada

Non-performing assets to total assets ratio: 0.2 per cent

Tier 1 capital ratio: 16.8 per cent

Overall rank: 13

Desjardins Group, which was founded in 1900, has about 45,000 employees.

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Bayerische Landesbank

Headquarters: Munich, Germany

Non-performing assets to total assets ratio: 0.4 per cent

Tier 1 capital ratio: 13.8 per cent

Overall rank: 14

Bayerische Landesbank, which was founded in 1972, is the eighth-biggest financial institution in Germany.

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Toronto-Dominion Bank

Headquarters: Ontario, Canada

Non-performing assets to total assets ratio: 0.3 per cent

Tier 1 capital ratio: 12.6 per cent

Overall rank: 15

Toronto-Dominion Bank, which was founded in 1869, is the second-biggest bank in Canada.

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Svenska Handelsbanken

Headquarters: Stockholm, Sweden

Non-performing assets to total assets ratio: 0.3 per cent

Tier 1 capital ratio: 21.0 per cent

Overall rank: 16

Svenska Handelsbanken, which was founded in 1871, is one of the biggest banks in Sweden.

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Citigroup

Headquarters: New York City, New York

Non-performing assets to total assets ratio: 0.6 per cent

Tier 1 capital ratio: 14.1 per cent

Overall rank: 17

Citigroup, which was founded in 1812, has 259,000 employees.

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China Construction Bank

Headquarters: New York City, New York

Non-performing assets to total assets ratio: 0.6 per cent

Tier 1 capital ratio: 11.3 per cent

Overall rank: 18

China Construction Bank, which was founded in 1954, has 13,629 branches in China alone.

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Malayan Banking

Headquarters: Kuala Lumpur, Malaysia

Non-performing assets to total assets ratio: 1.2 per cent

Tier 1 capital ratio: 37.5 per cent

Overall rank: 19

Malayan Banking, which was founded in 1960, is the biggest bank and financial group in Malaysia.